Neighborhood Preservation Program (NPP)

Overview

The purpose of the Neighborhood Preservation Program (NPP) is to eliminate conditions that may be detrimental to health, life, property, and/or public welfare.
To achieve this, NPP provides financial assistance to low-income homeowners for home rehabilitation projects. This support results in homes being brought up to current building codes, the elimination of blight,  energy efficiency improvements, accessibility improvements, and the enhancement of older housing stock to promote future investment and the growth of economically integrated communities.

In an effort to provide prospective applicants with exceptional service, Contra Costa County has partnered with Habitat for Humanity East Bay/Silicon Valley to administer the program. Please visit Habitat for Humanity East Bay/Silicon Valley’s Home Repair website for more information, or to request service.

Click here to Apply


For additional information please contact:
Phone:                 510-803-3388
TTY/TDD:            1-800-735-2929                                    
Email:                  HomeRepair@HabitatEBSV.org

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Program Documents and Application

Loan Terms

Eligible applicants, may receive one of the following loans, based on their income-level, among other factors

  • 1% simple interest, 15-year, amortized loan, up to $70,000
  • 1% simple interest, 30-year, deferred loan, up to $70,000

Grants, up to $15,000 are only available to mobile home owners, and single-family homeowners that do not have sufficient equity in their home.

Eligibility

You may be eligible for NPP if you have owned and lived in your Contra Costa County residence for at least 6 months and you meet the following criteria:

Household SizeIncome Not to Exceed
1$69,000
2$78,850
3$88,700
4$98,550
5$106,450
6$114,350
7$122,250
8$130,100

* income limits effective 4/2019

•    You do not live within the incorporated limits of the cities of Antioch, Concord, Pittsburg, or Walnut Creek;
•    Your home is in need of eligible rehabilitation work;
•    Your assets do not exceed $50,000 ($100,000 if over the age of 62 and/or disabled);
•    You have no involuntary liens (e.g. tax liens, construction liens, etc.) on title;
•    You have no more than 1 voluntary lien (e.g. mortgage) on title; and
•    Your home is not in a FEMA-designated Special Flood Hazard Area (SFHA), where the National Flood Insurance Program’s floodplain management regulations are enforced.